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Union Plus All-In-One Card
PO Box 81888
Las Vegas, NV 89180-1888

BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The Union Plus All-In-One Prepaid Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.

FOR CUSTOMER SERVICE CALL Cascade Financial Technology Corp at 1-844-940-1229.

¹ Important information about procedures for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

² There is a Monthly Fee of $7.95. You may lower your Monthly Fee by enrolling in direct deposit with a qualifying direct deposit. A qualifying direct deposit is defined as loading $750 or more to your card via direct deposit in the previous calendar month. Other fees, terms and conditions may apply, see cardholder agreement's fee schedule.

³ Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds are subject to payer's support of the feature and timing of payer's funding.

⁴ The Group Term Life Insurance offers a benefit payout to a chosen beneficiary. This Group Term Life Insurance may be issued on Form Series GLC-3002, by Guarantee Trust Life Insurance Company (GTL), 1275 Milwaukee Avenue Glenview, IL 60025 or Policy Form Number ALTLP-TX-05 by Amalgamated Life Insurance Company (ALI), address 333 Westchester Avenue, White Plains, New York 10604. Benefit amounts are based on age at the time you become a member of the SCAA. These coverages and their features may vary by state. Certain exclusions and limitations may apply, for complete details of coverage, please refer to your certificate. This coverage is not intended to replace any life insurance currently enforced. GTL, ALI, Metropolitan Commercial Bank and Secure Card Association of America (SCAA) are separate legal entities and have sole financial responsibility for their own products. GTL and ALI provide a Group Term Life Insurance coverage and do not provide nor are they affiliated with the discount programs provided as a benefit of membership in SCAA. The Term Life or Accidental Death insurance included with your account is not FDIC insured, guaranteed by the issuing bank, or a deposit account.

⁵ Visa Purchase Security: Certain terms and conditions apply. For general questions regarding the benefit call 1-800-553-4820 or visit our website at www.securecardassociation.org

⁶ Visa Zero Liability: You must notify your financial institution immediately for any unauthorized use. For specific restrictions, limitations and other details, please see your cardholder agreement.

⁷ Mobile Device Protection: Certain terms and conditions apply. For general questions regarding this benefit visit our website www.securecardassociation.org or contact us at 1-855-955-6469.

⁸ Included with your All-In-One Card is membership in the Secure Card Association of America which comes with these benefits and more. Certain terms and conditions apply. Visit us at www.securecardassociation.org for details.